Star Forward Solutions, LLC

Navigate Your Future with Confidence.

Life insurance. Health coverage. Medicare. Retirement planning. Expert guidance — personalized for you, your family, and your future.

  • Licensed in 10 States
  • 30+ Years Leadership Experience
  • Families, Seniors & Business Owners
  • Certified Medicare Professional

Your Guide to a Healthy & Wealthy Future

At Star Forward Solutions, we believe every person deserves a trusted guide — someone who takes the time to understand your life, your goals, and your concerns, and then builds a plan designed specifically for you.

Founded by Vickie L. Owens — retired U.S. Naval Lieutenant Commander, corporate executive, and passionate community advocate — Star Forward Solutions is built on one conviction:

“Everyone deserves the knowledge to move forward in life and never look back.”

We are not a call center. We are not a form on a website. We are real people, with real expertise, who show up for our clients at every stage of life.

Meet Vickie →

Complete Protection. At Every Stage of Life.

Whether you're building a family, approaching retirement, navigating Medicare, or protecting a business — we have the products, certifications, and experience to guide you.

Life Insurance

Protect the people who matter most. Term, whole, and permanent policies tailored to your life.

Health Insurance

Individual and family coverage that fits your real life and budget. We compare plans so you don't have to.

Medicare & Senior Benefits

Advantage, Supplements, Part D — plain-language guidance from a Certified Medicare Professional.

Retirement Planning

Annuities, IULs, and 403(b) strategies for income you can't outlive.

Supplemental Coverage

Dental, vision, and disability coverage that fills the gaps your primary plan leaves behind.

Business Owner Solutions

Key person insurance, group benefits, and executive planning — protecting the person who keeps everything running.

Why Clients Choose Star Forward Solutions

1

Real Expertise. Real Experience.

Financial Retirement Specialist, Certified Medicare Professional, Certified Education Retirement Specialist — plus 30+ years of executive leadership. A level of depth most agencies can't match.

2

Personalized, Not Packaged.

No one-size-fits-all. Every client gets a plan built around their life and goals. We listen first — then we guide.

3

A Guide You Can Trust.

Licensed in 10 states with a neighbor-like presence — because for us, this is personal.

4

Community is Everything.

Built to extend financial knowledge into communities that need it most. When you work with us, you're part of something bigger.

The Person Behind the Promise

Vickie L. Owens is a retired U.S. Naval Lieutenant Commander, a 30-year corporate executive with IBM, Oracle, and Hewlett Packard, and a lifelong Houstonian who chose to leave the corporate world to serve her community directly.

She founded Star Forward Solutions because she saw a gap: too many people navigating one of life's most important decisions — protecting their health, income, and legacy — without a knowledgeable, caring guide. That changes here.

Read Vickie's Full Story →


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Serving Clients Across 10 States

Texas · California · Delaware · Louisiana · Florida · New Mexico · Nevada · Ohio · Tennessee · Georgia

Can't find your state? Contact us — our network is growing.

Ready to Move Forward?

Your first consultation is free. No pressure. No jargon. Just an honest conversation about where you are and where you want to go.

Book Your Free Consultation

Licensed professionals in 10 states. Email us or use the contact form below.

Frequently Asked Questions

Answers about how we work with clients on life insurance, health insurance, Medicare, retirement planning, and supplemental benefits.

Your first consultation is free. We listen to your goals, review what you already have (if anything), and explain options in plain language — no pressure and no obligation.

No. Star Forward Solutions is independent. We work with multiple carriers so recommendations are based on your needs — not a single company's product list.

We are licensed in Texas, California, Delaware, Louisiana, Florida, New Mexico, Nevada, Ohio, Tennessee, and Georgia. If you're elsewhere, ask us — our network is growing.

Use the contact form on any page (scroll to Contact), email vlowens@starforwardsolutions.com, or book a consultation through our bookings page. We'll follow up promptly.

Yes. Timing matters for Medicare — we help you understand Initial Enrollment Periods, penalties to avoid, and how Part A, B, C, D, Advantage, and Medigap fit together.

Yes. We help clients evaluate annuities, Indexed Universal Life (IUL), 403(b) plans, and other strategies focused on income you can't outlive — aligned with your timeline and risk comfort.

Insights from Star Forward Solutions: Our Blog

Latest from Our Blog

What Our Clients Are Saying

Real guidance. Real clarity. Names updated when testimonials are finalized.

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Star Forward Solutions

How Can We Help?

Licensed in 10 states. Independent guidance — not a call center. Reach out anytime.

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