From the Navy to the Boardroom to Your Living Room.

Vickie Owens has spent her life guiding people, organizations, and communities forward. Now she's guiding you.

The Story of Star Forward Solutions

There's a reason Vickie Owens doesn't talk about insurance the way most agents do. She didn't come up through an insurance agency. She came up through the United States Navy — where she learned that leadership is about clarity, accountability, and never leaving anyone behind. She came up through IBM, Oracle, Hewlett Packard, and Sun Microsystems — where she learned that the best solutions are built on deep knowledge, careful analysis, and genuine care for the people on the other side of the table.

When Vickie left the corporate world, she didn't retire. She redirected. She saw families without life insurance, seniors confused by Medicare, and pre-retirees with no income strategy — and no one sitting across the table to say, “Here's what you need. Here's why. And here's how we do it together.”

She founded Star Forward Solutions on a belief she's held her entire career:

Everyone deserves a guide who helps them progress in life — and never look back.

Vickie L. Owens — At a Glance

Service & Leadership

  • Retired U.S. Naval Lieutenant Commander
  • 30+ years of executive leadership
  • IBM, Informix, Oracle, HP, PeopleSoft, Sun Microsystems, Netscape

Education

  • B.S. Industrial Engineering — Texas A&M University
  • Master of Business Administration (MBA)
  • Candidate, Ph.D. in Christian Leadership and Business

Professional Certifications

  • Financial Retirement Specialist
  • Certified Education Retirement Specialist
  • Certified College Financial Advocate
  • Certified Medicare Professional
  • Software Developer / Webmaster
  • Public Relations & Public Speaking
  • Technical Writer

Licenses

Texas · California · Delaware · Louisiana · Florida · New Mexico · Nevada · Ohio · Tennessee · Georgia

What Drives This Work

Community

A native Houstonian and member of Wheeler Avenue Baptist Church — community isn't a marketing word, it's a way of life.

Education

Every client leaves knowing more than when they walked in. Informed clients make better decisions.

Excellence

Navy. IBM. Oracle. Texas A&M. The same standard applies to every policy review and retirement plan.

Heart

Credentials matter — but what sets Vickie apart is genuine care for your family, retirement, and future.

Beyond the Office

When she's not helping clients navigate their futures, Vickie can likely be found in the water — a passionate swimmer. She's also a jewelry designer, creator of Computer Bling: technical precision meets creative expression.

Daughter, sister, aunt, and friend — those who know her describe her as “always there when you need her, on any occasion.”

The Name Means Everything

Stars have guided navigators for centuries. At a crossroads, you look for something constant and true — then you move forward. Star Forward Solutions is your bearing so you can move forward with confidence and never look back.

Vickie on the Stage

Dynamic public speaker — Naval leadership experience paired with a passion to inspire audiences of all ages. Interested in Vickie for your event, conference, church, or community organization?

Inquire About Speaking Engagements →

She Awaits to Meet You.

Your story matters. Schedule your free consultation — clarity, care, and a plan designed for you.

Book Your Free Consultation

Frequently Asked Questions

Answers about how we work with clients on life insurance, health insurance, Medicare, retirement planning, and supplemental benefits.

Your first consultation is free. We listen to your goals, review what you already have (if anything), and explain options in plain language — no pressure and no obligation.

No. Star Forward Solutions is independent. We work with multiple carriers so recommendations are based on your needs — not a single company's product list.

We are licensed in Texas, California, Delaware, Louisiana, Florida, New Mexico, Nevada, Ohio, Tennessee, and Georgia. If you're elsewhere, ask us — our network is growing.

Use the contact form on any page (scroll to Contact), email vlowens@starforwardsolutions.com, or book a consultation through our bookings page. We'll follow up promptly.

Yes. Timing matters for Medicare — we help you understand Initial Enrollment Periods, penalties to avoid, and how Part A, B, C, D, Advantage, and Medigap fit together.

Yes. We help clients evaluate annuities, Indexed Universal Life (IUL), 403(b) plans, and other strategies focused on income you can't outlive — aligned with your timeline and risk comfort.

Insights from Star Forward Solutions: Our Blog

Latest from Our Blog

What Our Clients Are Saying

Real guidance. Real clarity. Names updated when testimonials are finalized.

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